/* Premium homepage: shared pages keep their production styling. */
body.home-premium{--es-navy:#0E2238;--es-navy-2:#16314F;--es-red:#D23A2E;--es-paper:#F7F3EC;--es-surface:#fff;--es-ink:#1A1A1A;--es-muted:#5B6472;--es-line:#E3DED5;--navy:var(--es-navy);--navy-2:var(--es-navy-2);--gold:var(--es-red);--gold-2:var(--es-red);--cream:var(--es-paper);--ink:var(--es-ink);--muted:var(--es-muted);--line:var(--es-line);--container:1200px;--radius:16px;--shadow-soft:0 1px 2px rgba(14,34,56,.06),0 12px 32px rgba(14,34,56,.08);font:400 16px/1.6 Inter,sans-serif;background:var(--es-paper);color:var(--es-ink)}
body.home-premium :is(button,input,select,textarea,.button,.advisor-direct-contact a){font-family:inherit;font-weight:500}
body.home-premium :is(h1,h2){font-family:Fraunces,serif!important;font-weight:500!important;font-optical-sizing:auto;letter-spacing:-.01em!important;line-height:1.1;color:var(--es-navy)}
body.home-premium h2{font-size:clamp(2rem,4vw,3.5rem)}
body.home-premium h3{font-family:inherit!important;font-weight:600;letter-spacing:-.01em}
body.home-premium ::selection{background:#D23A2E;color:#fff}
body.home-premium :focus-visible{outline:3px solid #B8322A;outline-offset:4px}
body.home-premium :is(input,textarea){caret-color:var(--es-red)}
body.home-premium a{text-underline-offset:4px}
body.home-premium .container{width:min(1200px,calc(100% - 64px));max-width:1200px}
body.home-premium :is(.loan-programs-section,.advisor-section,.scenario-tools-section,.visit-office-section,.contact-section){padding:112px 0!important}
body.home-premium :is(.section-heading p,.advisor-copy p,.contact-intro p,.office-details-card p){color:var(--es-muted);font-size:16px;line-height:1.6}
body.home-premium .site-header{background:#fff;border-bottom:1px solid var(--es-line);box-shadow:none}
body.home-premium .header-inner{min-height:88px;gap:24px}
body.home-premium .brand-logo{width:170px;height:auto}
body.home-premium .nav-trigger{font-size:13px;min-height:44px;font-weight:500;color:var(--es-navy)}
body.home-premium .nav-apply{background:var(--es-red)!important;color:#fff!important;border-radius:12px;min-height:44px;box-shadow:none;font-weight:600}
body.home-premium .language-switch{border:1px solid var(--es-line);background:var(--es-paper);padding:3px;box-shadow:none}
body.home-premium .language-button{min-height:44px;min-width:44px;font-size:12px}
body.home-premium .language-button[aria-pressed=true]{background:var(--es-navy);color:#fff;box-shadow:none}
body.home-premium .hero.hero-viewport-fit{position:relative;display:block!important;padding:0!important;min-height:740px!important;isolation:isolate;background:var(--es-navy)!important;overflow:hidden}
body.home-premium .hero.hero-viewport-fit::before,body.home-premium .hero.hero-viewport-fit::after,body.home-premium .hero-bg{display:none!important}
body.home-premium .hero-scene-layer{position:absolute!important;inset:0;z-index:0}
body.home-premium .hero-scene-layer picture{display:contents}
body.home-premium .hero-scene{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:66% center;filter:saturate(.72);animation:none!important;transform:none!important;transition:opacity .25s ease!important}
body.home-premium .hero.hero-viewport-fit .hero-scene-layer::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#0E2238 0%,rgba(14,34,56,.95) 25%,rgba(14,34,56,.72) 47%,rgba(22,49,79,.12) 100%)!important}
body.home-premium .hero.hero-viewport-fit .hero-content{position:relative;z-index:2;display:block;width:min(1200px,calc(100% - 64px))!important;max-width:1200px!important;margin:auto!important;padding:64px 0!important;transform:none!important;background:none!important;animation:none}
body.home-premium .premium-eyebrow{margin:0 0 20px;max-width:680px;color:#e1e6ec;font-size:12px;line-height:1.6;letter-spacing:.12em;text-transform:uppercase}
body.home-premium .hero.hero-viewport-fit #page-title{color:#fff!important;font-size:clamp(3rem,4.72vw,4.25rem)!important;line-height:1.07!important;max-width:660px!important;margin:0!important;text-shadow:none!important;letter-spacing:-.01em!important}
body.home-premium .hero.hero-viewport-fit .hero-text{display:block!important;max-width:540px;color:#e1e6ec;font-size:17px;line-height:1.6;margin:24px 0}
body.home-premium .hero.hero-viewport-fit :is(.mobile-hero-title,.mobile-hero-copy,.mobile-hero-proof,.hero-trust-strip){display:none!important}
body.home-premium .goal-chooser{display:grid;grid-template-columns:1fr 1fr;gap:12px;max-width:740px;margin:28px 0 16px}
body.home-premium .goal-choice{display:flex;align-items:center;gap:14px;min-height:96px;padding:20px;border:1px solid #cbd3dc;border-radius:16px;color:var(--es-navy);background:var(--es-surface);text-decoration:none;transition:transform .2s ease,background .2s ease}
body.home-premium .goal-choice:hover{transform:translateY(-2px);background:var(--es-paper)}
body.home-premium .goal-choice svg{width:24px;height:24px;flex:0 0 24px;color:#B8322A}
body.home-premium .goal-choice svg:last-child{width:18px;height:18px;flex-basis:18px;margin-left:auto;color:var(--es-navy)}
body.home-premium .goal-choice strong{display:block;font-weight:600;font-size:16px;line-height:1.4}
body.home-premium .goal-choice small{display:block;font-size:12px;line-height:1.5;color:var(--es-muted);margin-top:3px}
body.home-premium .goal-choice.goal-flexible{grid-column:1/-1;min-height:64px;padding:12px 20px;background:rgba(14,34,56,.65);border-color:#7b8b9b;color:#fff}
body.home-premium .goal-flexible small{color:#e1e6ec}
body.home-premium .goal-flexible svg,body.home-premium .goal-flexible svg:last-child{color:#fff}
body.home-premium .premium-hero-proof{display:flex;flex-wrap:wrap;align-items:center;gap:8px 24px;color:#e1e6ec;font-size:12px}
body.home-premium .premium-hero-proof a{color:#fff;font-weight:600;text-decoration:none}
body.home-premium .hero-actions{display:flex;gap:16px;margin-top:28px;align-items:center}
body.home-premium .button.primary{background:var(--es-red)!important;color:#fff!important;border:1px solid var(--es-red)!important;border-radius:12px;box-shadow:none!important;font-weight:600}
body.home-premium .button.primary:hover,body.home-premium .nav-apply:hover{background:#B8322A!important}
body.home-premium .hero-scene-controls{position:absolute!important;right:24px!important;bottom:24px!important;top:auto!important;left:auto!important;z-index:3}
body.home-premium .hero-scene-controls button{width:44px;min-height:44px;padding:0;font-size:0!important;border:1px solid #9ba7b2;border-radius:50%;background:var(--es-navy);color:#fff}
body.home-premium .hero-scene-controls button::before{content:"";display:block;width:10px;height:14px;border-left:3px solid currentColor;border-right:3px solid currentColor;margin:auto}
body.home-premium .hero-scene-controls button[aria-pressed=true]::before{width:0;height:0;border-top:7px solid transparent;border-bottom:7px solid transparent;border-left:10px solid currentColor;border-right:0}
body.home-premium .hero-scene-controls>span{display:none}
body.home-premium .premium-license-band{background:#fff;border-bottom:1px solid var(--es-line);padding:20px 0;color:var(--es-muted)}
body.home-premium .premium-license-band p{margin:0;font-size:12px;line-height:1.8;text-align:center}
body.home-premium .loan-programs-section{background:var(--es-paper)}
body.home-premium .section-heading{margin-bottom:32px}
body.home-premium .loan-programs-heading h2{margin-bottom:16px}
body.home-premium .program-intents button{min-height:44px;border:1px solid var(--es-line);background:#fff;color:var(--es-navy);border-radius:10px;box-shadow:none;font-size:14px}
body.home-premium .program-intents button[aria-pressed=true]{background:var(--es-navy);color:#fff;border-color:var(--es-navy)}
body.home-premium #loan-programs .loan-program-card{background:#fff;border:1px solid var(--es-line);box-shadow:none;border-radius:16px;padding:32px;transition:transform .2s ease}
body.home-premium #loan-programs .loan-program-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-soft)}
body.home-premium #loan-programs .loan-program-card h3{font-size:21px;line-height:1.35;margin:16px 0 12px;color:var(--es-navy)}
body.home-premium #loan-programs .loan-program-card p{color:var(--es-muted);font-size:16px;line-height:1.6;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
body.home-premium .loan-card-link-text{color:#B8322A;font-size:14px;font-weight:600}
body.home-premium .loan-icon{background:none!important;color:var(--es-navy)!important;width:32px;height:32px;border:0;border-radius:0}
body.home-premium .loan-icon svg{stroke-width:1.75}
body.home-premium #loan-programs :is([data-program-id=NonQm],[data-program-id=BankStatement],[data-program-id=Dscr],[data-program-id=ForeignNational],[data-program-id=Heloc],[data-program-id=ClosedEndSecond]){border-top:2px solid var(--es-red)}
body.home-premium .second-mortgage-feature{background:#fff;border-color:var(--es-line)}
body.home-premium .visit-office-section{background:#fff!important}
body.home-premium :is(.eyebrow,.advisor-kicker){color:#B8322A!important;font-size:12px!important;font-weight:600!important;letter-spacing:.12em}
body.home-premium .review-stars{color:#B8322A}
body.home-premium .advisor-section{background:var(--es-paper)}
body.home-premium .advisor-intro{max-width:960px;margin:auto;gap:64px;grid-template-columns:240px 1fr}
body.home-premium .advisor-photo{max-width:240px;border:0;border-radius:16px;box-shadow:none}
body.home-premium .advisor-copy h2{font-size:clamp(2.5rem,4.5vw,4rem)}
body.home-premium .advisor-actions .advisor-direct-contact a{font-family:inherit}
body.home-premium .scenario-tools-section{background:var(--es-navy)!important;color:#fff}
body.home-premium .scenario-tools-section :is(h2,.section-heading p){color:#fff!important}
body.home-premium .scenario-tool-card{background:transparent;border:1px solid #627387;border-radius:16px;box-shadow:none;color:#fff}
body.home-premium .scenario-tool-card span{color:#d9e2eb}
body.home-premium .scenario-tool-card strong{font-size:18px;color:#fff}
body.home-premium .scenario-tool-card small{color:#d9e2eb;font-size:16px}
body.home-premium :is(.local-office-card,.office-details-card){background:var(--es-paper);border-color:var(--es-line);border-radius:16px;box-shadow:none}
body.home-premium .office-photo-card{border-radius:16px}
body.home-premium .contact-section{background:var(--es-paper)}
body.home-premium .lead-card{background:#fff;border:1px solid var(--es-line);border-radius:16px;box-shadow:var(--shadow-soft)}
body.home-premium :is(input,select,textarea){font-size:16px;border-color:#8a929b;border-radius:8px}
body.home-premium :is(input,textarea)::placeholder{color:var(--es-muted)}
body.home-premium .site-footer{background:var(--es-navy);color:#e1e6ec}
body.home-premium .site-footer :is(h2,h3,.footer-brand-name){color:#fff}
body.home-premium .site-footer h2{font-family:Inter,sans-serif!important;font-size:17px;font-weight:600!important}
body.home-premium .site-footer :is(p,address,.footer-list,.legal-copy){color:#d9e2eb}
body.home-premium .ads-consent-banner{padding:16px 20px;border:1px solid var(--es-line);border-radius:16px;background:#fff;color:var(--es-navy);box-shadow:var(--shadow-soft)}
body.home-premium .ads-consent-copy strong{font-weight:600;font-size:14px}
body.home-premium .ads-consent-copy p{color:var(--es-muted);font-size:13px;line-height:1.5}
body.home-premium .ads-consent-button{min-height:44px;border-color:var(--es-navy);background:var(--es-navy);border-radius:8px;font-weight:600}
body.home-premium .ads-consent-button.secondary{background:#fff;color:var(--es-navy)}
html[lang=zh-Hant] body.home-premium,html[lang=zh-Hant] body.home-premium :is(h1,h2,h3,button,input,textarea,select){font-family:"PingFang TC","Noto Sans TC","Microsoft JhengHei",sans-serif!important}
html[lang=zh-Hant] body.home-premium :is(h1,h2){font-weight:600!important;line-height:1.35!important}
@media(max-width:1100px) and (min-width:721px){body.home-premium .header-inner{gap:12px}body.home-premium .brand-logo{width:145px}}
@media(max-width:720px){
body.home-premium .container{width:calc(100% - 40px)}
body.home-premium .header-inner{display:flex!important;min-height:64px!important;height:64px!important;gap:12px}
body.home-premium .brand-logo{width:132px!important;max-height:48px}
body.home-premium .header-controls{display:none!important}
body.home-premium .header-controls .phone-link{display:none}
body.home-premium .header-controls .language-switch{display:none!important}
body.home-premium .language-button{min-width:40px;padding:5px 8px;border-radius:8px}
body.home-premium .mobile-nav-toggle{order:3;width:44px!important;height:44px!important;min-height:44px;padding:10px!important;background:transparent!important;border:1px solid var(--es-line)!important;border-radius:10px!important;box-shadow:none;color:var(--es-navy)!important}
body.home-premium .mobile-nav-toggle span:not(.mobile-menu-glyph){background:var(--es-navy)!important}
body.home-premium .mobile-menu-glyph{display:none!important}
body.home-premium .hero.hero-viewport-fit{min-height:0!important;display:block!important;padding:0!important}
body.home-premium .hero.hero-viewport-fit .hero-content{width:100%!important;padding:24px 20px 64px!important;margin:0!important}
body.home-premium .hero.hero-viewport-fit .hero-scene{object-position:65% 15%!important;animation:none!important}
body.home-premium .hero.hero-viewport-fit .hero-scene-layer::after{background:linear-gradient(0deg,#0E2238 0%,rgba(14,34,56,.97) 45%,rgba(14,34,56,.83) 75%,rgba(22,49,79,.76) 100%)!important}
body.home-premium .premium-eyebrow{font-size:10px;line-height:1.6;letter-spacing:.12em;max-width:310px;margin-bottom:12px}
body.home-premium .hero.hero-viewport-fit #page-title{font-size:clamp(2.1rem,8.4vw,2.6rem)!important;line-height:1.1!important;max-width:350px!important}
body.home-premium .hero.hero-viewport-fit .hero-text{display:block!important;font-size:16px;line-height:1.6;margin:16px 0 20px;max-width:35ch}
body.home-premium .goal-chooser{display:flex;flex-direction:column;gap:8px;margin:0 0 16px}
body.home-premium .goal-choice{min-height:72px;padding:12px 16px;gap:12px;border-radius:14px}
body.home-premium .goal-choice strong{font-size:16px}
body.home-premium .goal-choice small{font-size:11px;margin-top:2px}
body.home-premium .goal-choice.goal-flexible{min-height:64px;padding:10px 16px}
body.home-premium .premium-hero-proof{display:flex;gap:4px 16px;font-size:11px}
body.home-premium .hero.hero-viewport-fit .mobile-hero-actions{display:flex!important;width:100%!important;max-width:none!important;gap:12px!important;margin:16px 0 0!important}
body.home-premium .hero.hero-viewport-fit .mobile-hero-actions .mobile-cta{display:flex!important;justify-content:center;align-items:center;gap:8px;width:auto!important;min-height:44px!important;flex:1;border:1px solid #7b8b9b!important;border-radius:10px!important;padding:8px 12px!important;background:transparent!important;color:#fff!important;box-shadow:none!important;font-size:14px!important;font-weight:500}
body.home-premium .mobile-hero-actions svg{width:18px;height:18px}
body.home-premium .hero-actions{display:none!important}
body.home-premium .hero.hero-viewport-fit .hero-scene-controls{top:auto!important;left:auto!important;right:20px!important;bottom:8px!important}
body.home-premium .hero.hero-viewport-fit .hero-scene-controls button{background:var(--es-navy);border:1px solid #7b8b9b;border-radius:50%;width:44px;height:44px;min-height:44px}
body.home-premium .premium-license-band{padding:16px 0}
body.home-premium .premium-license-band p{font-size:11px;line-height:1.8}
body.home-premium :is(.loan-programs-section,.advisor-section,.scenario-tools-section,.visit-office-section,.contact-section){padding:64px 0!important}
body.home-premium .section-heading{margin-bottom:24px}
body.home-premium #loan-programs .loan-program-card{padding:24px}
body.home-premium #loan-programs .loan-program-card h3{font-size:20px}
body.home-premium .program-intents{display:flex;flex-wrap:wrap;gap:8px}
body.home-premium .program-intents button{padding:10px 14px}
body.home-premium .advisor-intro{display:grid;grid-template-columns:100px minmax(0,1fr);gap:24px;padding:0}
body.home-premium .advisor-photo{width:100px;height:140px}
body.home-premium .advisor-copy h2{font-size:32px}
body.home-premium .advisor-copy .advisor-credentials{font-size:12px!important}
body.home-premium .advisor-copy p{font-size:16px}
body.home-premium .advisor-actions{margin-top:24px}
body.home-premium .mobile-conversion-home{display:block;background:var(--es-paper);padding:0 20px 64px!important}
body.home-premium .mobile-trust-row{display:none!important}
body.home-premium .mobile-advisor-card{border:0;border-radius:16px;box-shadow:none;background:#fff}
body.home-premium .mobile-advisor-card p{font-size:16px}
body.home-premium .site-footer{padding-bottom:calc(112px + env(safe-area-inset-bottom,0px))}
body.home-premium .mobile-mortgage-cta.mobile-text-first-cta{display:grid!important;grid-template-columns:1.2fr 1fr 1fr!important;left:0!important;right:0!important;bottom:0!important;width:100%!important;max-width:none!important;margin:0!important;padding:8px 16px calc(8px + env(safe-area-inset-bottom,0px))!important;border:0!important;border-top:1px solid #42576b!important;border-radius:0!important;background:var(--es-navy)!important;box-shadow:0 -4px 24px rgba(14,34,56,.12)!important;gap:8px!important}
body.home-premium .mobile-mortgage-cta.mobile-text-first-cta a{display:flex!important;flex-direction:column!important;justify-content:center!important;gap:2px!important;height:52px!important;min-height:52px!important;min-width:0!important;border:0!important;border-radius:10px!important;background:transparent!important;color:#fff!important;box-shadow:none!important;font-size:12px!important;font-weight:500!important;padding:4px!important}
body.home-premium .mobile-mortgage-cta.mobile-text-first-cta a.primary{background:var(--es-red)!important}
body.home-premium .mobile-mortgage-cta.mobile-text-first-cta a svg{display:block!important;width:20px!important;height:20px!important;flex:0 0 20px!important;stroke:currentColor!important;stroke-width:1.75!important;fill:none!important}
body.home-premium .ads-consent-banner{left:8px;right:8px;bottom:calc(8px + env(safe-area-inset-bottom,0px));padding:8px;gap:6px;border-radius:14px;grid-template-columns:minmax(0,1fr)}
body.home-premium .ads-consent-copy strong{font-size:13px;line-height:16px;margin:0 0 2px}
body.home-premium .ads-consent-copy p{font-size:13px;line-height:16px;margin:0}
body.home-premium .ads-consent-button{font-size:14px;padding:0 12px;height:44px;min-height:44px}
body.home-premium .ads-consent-manage-footer{color:var(--es-navy)}
body.home-premium div.uwy{bottom:84px!important}
html[lang=zh-Hant] body.home-premium .hero.hero-viewport-fit #page-title{font-size:clamp(2.1rem,8.4vw,2.6rem)!important;line-height:1.35!important;max-width:100%!important}
}
@media(prefers-reduced-motion:reduce){body.home-premium *,body.home-premium *::before,body.home-premium *::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* Resolve legacy mobile header, office treatments, and dark-surface colors. */
body.home-premium :is(.office-detail-icon,.office-actions .button.secondary,.contact-phone,.mobile-advisor-card){background:var(--es-surface);color:var(--es-navy);box-shadow:none}
body.home-premium :is(.office-detail-icon,.scenario-tool-card)::before,body.home-premium :is(.office-detail-icon,.scenario-tool-card)::after{display:none}
body.home-premium .scenario-tools-section .eyebrow{color:#e1e6ec!important}
body.home-premium .advisor-credentials{color:var(--es-muted)!important}
body.home-premium .site-footer .footer-tagline{color:#e1e6ec!important}
body.home-premium .hero-scene-controls button::before{background:none;filter:none}
body.home-premium .brand-logo{width:170px!important}
@media(max-width:720px){
body.home-premium .header-inner{flex-direction:row!important;flex-wrap:nowrap!important;padding:0!important}
body.home-premium .header-controls{width:auto!important;flex:0 0 auto;gap:0}
body.home-premium .header-inner .brand{flex:0 1 132px}
body.home-premium .header-inner .brand-logo{width:132px!important}
body.home-premium .header-inner .language-button{min-width:44px}
body.home-premium .mobile-nav-toggle::before,body.home-premium .mobile-nav-toggle::after{background:var(--es-navy)!important}
body.home-premium .mobile-nav-toggle::before{box-shadow:0 -5.8px 0 var(--es-navy),0 5.8px 0 var(--es-navy)!important}
body.home-premium.mobile-nav-open .mobile-nav-toggle::before{box-shadow:none!important}
body.home-premium .desktop-nav{top:64px!important}
body.home-premium .hero.hero-viewport-fit .hero-scene-controls button{color:#fff}
body.home-premium .ads-consent-copy p{font-size:13px}
body.home-premium .hero.hero-viewport-fit .hero-scene-controls button::before{background:none;filter:none}
}
body.home-premium .office-detail-icon svg{width:24px;height:24px}
body.home-premium .hero .mobile-hero-actions a::before{content:none!important}
body.home-premium .site-footer address{white-space:pre-line}
body.home-premium [data-i18n=premiumAddress]{white-space:pre-line}
body.home-premium :is(h3,strong,b,.nav-trigger,.nav-apply,.loan-card-link-text){font-weight:600!important}
body.home-premium :is(.reveal-on-scroll,.brand,.desktop-nav a,.mega-panel){transition-duration:.22s!important}
body.home-premium .loan-icon::before,body.home-premium .loan-icon::after{display:none}
@media(max-width:720px){
body.home-premium .premium-eyebrow{font-size:12px}
body.home-premium .goal-choice small,body.home-premium .premium-hero-proof,body.home-premium .premium-license-band p{font-size:12px}
}

/* Round 2: resolve inherited treatments at the homepage boundary. */
body.home-premium .goal-choice span{min-width:0}
body.home-premium .premium-hero-proof{line-height:1.5}
body.home-premium .premium-hero-proof>span:first-child{font-weight:600}
body.home-premium :is(.loan-program-card,.scenario-tools-section,.visit-office-section)::before,
body.home-premium .loan-program-card::after{display:none}
body.home-premium .loan-program-card:focus{outline-color:var(--es-red)}
body.home-premium #loan-programs .loan-program-card:is(:hover,:focus,:focus-within){background:#fff;border-color:var(--es-line);transform:translateY(-2px);box-shadow:var(--shadow-soft)}
body.home-premium #loan-programs .loan-icon{box-shadow:none!important;transform:none!important}
body.home-premium .loan-icon svg{filter:none!important}
body.home-premium .loan-card-link-text{margin-top:auto;padding-top:16px}
body.home-premium .program-intents{margin-top:24px}
body.home-premium .program-intents button:focus-visible{outline-color:var(--es-red)}
body.home-premium .scenario-tools-copy h2{font-size:clamp(2rem,3.5vw,3rem);max-width:16ch}
body.home-premium .scenario-tools-copy p:not(.eyebrow){color:#d9e2eb;font-size:16px;line-height:1.6}
body.home-premium .scenario-tool-card{padding:24px;transition:background .2s ease,border-color .2s ease}
body.home-premium .scenario-tool-card:hover{background:var(--es-navy-2);border-color:#b2bdc8;transform:none;box-shadow:none}
body.home-premium .scenario-tools-actions .button.secondary.light{border-color:#7b8b9b;border-radius:12px;background:transparent;color:#fff;box-shadow:none}
body.home-premium .office-photo-strip{grid-template-columns:repeat(2,minmax(0,1fr))}
body.home-premium .office-photo-card{box-shadow:none;border:0}
body.home-premium .office-details-card{background:transparent;border:0;padding:0}
body.home-premium .office-detail-item{background:transparent;border:0;border-radius:0;padding:16px 0}
body.home-premium .office-detail-item+.office-detail-item{border-top:1px solid var(--es-line)}
body.home-premium .office-detail-icon{box-shadow:none!important}
body.home-premium .office-detail-item strong{color:var(--es-muted)}
body.home-premium .office-detail-item :is(a,p){color:var(--es-navy);font-size:14px}
body.home-premium .visit-office-header h2{font-size:clamp(2rem,3.5vw,3rem)}
body.home-premium .lead-card :is(input,select,textarea){border-color:#8a929b;border-radius:8px;min-height:44px}
body.home-premium .lead-card :is(input,select,textarea):is(:hover,:focus){border-color:var(--es-navy);box-shadow:none;transform:none}
body.home-premium .lead-card :is(input,select,textarea).has-error{border-color:#B8322A}
body.home-premium .intake-step{background:var(--es-paper);border-color:var(--es-line);border-radius:12px}
body.home-premium .form-note-safety{background:var(--es-paper);color:var(--es-muted);border-color:var(--es-line)}
body.home-premium .footer-brand-name{font-family:Inter,sans-serif;font-weight:600;font-size:24px;letter-spacing:-.01em}
body.home-premium .site-footer .equal-housing-logo{box-sizing:content-box;width:64px;height:auto;padding:10px;background:#fff;border-radius:10px;opacity:1;filter:none;mix-blend-mode:normal}
body.home-premium .site-footer .equal-housing-logo:hover{opacity:1;filter:none}
body.home-premium .site-footer .footer-copyright{color:#d9e2eb!important}
body.home-premium .site-footer .social-links a{opacity:1;color:#d9e2eb;border-color:#627387;background:transparent;box-shadow:none;width:44px;height:44px}
body.home-premium .ads-consent-manage.ads-consent-manage-footer{position:static;left:auto;bottom:auto;justify-self:start;min-height:44px;margin:0;box-shadow:none}
@media(min-width:1100px){
body.home-premium .goal-chooser{grid-template-columns:repeat(3,minmax(0,1fr));max-width:960px}
body.home-premium .goal-choice,body.home-premium .goal-choice.goal-flexible{grid-column:auto;min-height:112px;padding:20px 16px;gap:12px}
body.home-premium .goal-choice strong{font-size:15px}
body.home-premium .goal-choice svg:last-child{width:16px;flex-basis:16px}
}
@media(max-width:720px){
body.home-premium .header-inner{justify-content:space-between;align-items:center}
body.home-premium .mobile-nav-toggle{flex:0 0 44px;margin:0 0 0 auto;align-self:center}
body.home-premium.mobile-nav-open .desktop-nav{top:72px!important}
body.home-premium.mobile-nav-open>.desktop-nav{top:72px!important;bottom:auto!important;height:auto!important;max-height:calc(100dvh - 88px - env(safe-area-inset-bottom,0px))!important;border-radius:16px!important;box-shadow:var(--shadow-soft)!important}
body.home-premium .hero.hero-viewport-fit{margin-top:0;border-radius:0}
body.home-premium .premium-hero-proof{column-gap:16px;row-gap:6px}
body.home-premium .premium-hero-proof>span:last-child{flex-basis:100%}
body.home-premium .ads-consent-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
body.home-premium #visit-office{display:block!important}
body.home-premium .advisor-intro{padding:0!important;gap:24px!important}
body.home-premium .scenario-tool-card{padding:24px}
body.home-premium .scenario-tools-copy h2{max-width:100%}
body.home-premium .local-office-card{grid-template-columns:minmax(0,1fr);padding:20px}
body.home-premium .office-photo-strip{gap:12px}
body.home-premium .office-photo-card figcaption{font-size:10px;letter-spacing:.04em}
body.home-premium .mobile-conversion-home{padding:0!important}
body.home-premium .footer-grid{gap:40px}
body.home-premium .footer-bottom{width:calc(100% - 40px);margin-inline:auto;gap:24px}
}
/* Coordinator fix: align Privacy choices with the footer container inset. */
body.home-premium .site-footer>.ads-consent-manage.ads-consent-manage-footer{display:block;margin:8px 0 24px max(20px,calc((100% - 1200px)/2))!important}

/* Hero variant B: a clear photo above the copy on mobile only.
   The controls share the photo's grid cell, so they track its height without JS. */
@media(max-width:720px){
  body.home-premium .hero.hero-viewport-fit{
    display:grid!important;
    grid-template-columns:minmax(0,1fr);
    grid-template-rows:auto auto;
    align-items:start!important;
    background:#0E2238!important;
  }
  body.home-premium .hero.hero-viewport-fit .hero-scene-layer{
    position:relative!important;
    inset:auto!important;
    grid-area:1 / 1;
    order:initial;
    width:calc(100% - 40px);
    height:auto;
    aspect-ratio:16 / 10;
    margin:20px 20px 0;
    border-radius:16px;
    overflow:hidden;
  }
  body.home-premium .hero.hero-viewport-fit .hero-scene{
    object-position:100% 50%!important;
    filter:none;
  }
  body.home-premium .hero.hero-viewport-fit .hero-scene-layer::after{
    background:none!important;
  }
  body.home-premium .hero.hero-viewport-fit .hero-scene-controls{
    position:relative!important;
    inset:auto!important;
    grid-area:1 / 1;
    align-self:end;
    justify-self:start;
    margin:0 0 7px 27px;
  }
  body.home-premium .hero.hero-viewport-fit .hero-content{
    grid-area:2 / 1;
    padding:28px 20px 32px!important;
  }
  body.home-premium #visit-office .office-photo-strip{
    width:100%;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:12px;
  }
  body.home-premium #visit-office .office-photo-card,
  body.home-premium #visit-office .office-photo-card:nth-child(n+2){
    display:block;
    width:100%;
    aspect-ratio:auto;
    overflow:visible;
    border-radius:0;
    background:transparent;
    transform:none;
  }
  body.home-premium #visit-office .office-photo-card::after{display:none}
  /* Claude review: the photo keeps the full 4:3 frame; caption sits below on paper. */
  body.home-premium #visit-office .office-photo-card img{
    display:block;
    height:auto;
    aspect-ratio:4 / 3;
    border-radius:12px;
    transform:none;
  }
  body.home-premium #visit-office .office-photo-card figcaption{
    position:static;
    margin:8px 2px 0;
    padding:0;
    background:none;
    color:#0E2238;
    font-size:12px;
    line-height:1.35;
    font-weight:600;
    letter-spacing:.01em;
    text-transform:none;
    text-shadow:none;
  }
}

/* Final B: one refined control, with a 34px surface inside a 44px tap target. */
body.home-premium .hero.hero-viewport-fit .hero-scene-controls{right:7px!important;bottom:7px!important}
body.home-premium .hero.hero-viewport-fit #hero-motion-toggle{
  position:relative;display:grid;place-items:center;box-sizing:border-box;
  width:44px;height:44px;min-height:44px;padding:0;border:0;border-radius:50%;
  background:transparent;color:var(--es-navy);box-shadow:none;cursor:pointer;
  touch-action:manipulation;
}
body.home-premium .hero.hero-viewport-fit #hero-motion-toggle::before{content:none}
body.home-premium #hero-motion-toggle .hero-motion-surface{
  position:absolute;inset:5px;display:grid;place-items:center;padding:0;border-radius:50%;
  background:rgba(255,255,255,.82);
  -webkit-backdrop-filter:blur(10px) saturate(1.2);
  backdrop-filter:blur(10px) saturate(1.2);
  box-shadow:0 2px 8px rgba(14,34,56,.18);
}
body.home-premium #hero-motion-toggle svg{display:block;grid-area:1 / 1;width:20px;height:20px}
body.home-premium #hero-motion-toggle .hero-motion-play,
body.home-premium #hero-motion-toggle[aria-pressed=true] .hero-motion-pause{display:none}
body.home-premium #hero-motion-toggle[aria-pressed=true] .hero-motion-play{display:block}
body.home-premium #hero-motion-toggle:hover .hero-motion-surface{background:rgba(255,255,255,.92)}
body.home-premium .hero.hero-viewport-fit #hero-motion-toggle:focus-visible{
  outline:2px solid #fff;outline-offset:0;box-shadow:0 0 0 4px var(--es-navy);
}
body.home-premium #hero-motion-toggle:disabled{opacity:.55;cursor:default}
body.home-premium #hero-motion-toggle .hero-motion-label{
  position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip-path:inset(50%);white-space:nowrap;border:0;
}
@media(max-width:720px){
  /* Undo the legacy 52px brand padding that was shrinking the actual JPG. */
  body.home-premium .header-inner .brand{
    --mobile-logo-width:clamp(150px,42vw,176px);
    flex:0 0 var(--mobile-logo-width);width:var(--mobile-logo-width);padding:0;
  }
  body.home-premium .header-inner img.brand-logo{
    width:var(--mobile-logo-width)!important;max-width:100%;height:auto;
    max-height:60px!important;display:block;
  }
  body.home-premium .hero.hero-viewport-fit .hero-scene-controls{inset:auto!important}
}

/* Mobile-only UserWay placement fallback: the dashboard controls mobile placement
   and ignores the script position attribute. Keep this override off desktop;
   move only the wrapper, leaving UserWay's panel/menu unchanged. */
@media(max-width:720px){
  body.home-premium .userway_buttons_wrapper{top:50%!important;bottom:auto!important}
}

/* Lean mobile pass (2026-10-29) */
@media(max-width:720px){
  /* Loan programs */
  body.home-premium #loan-programs{padding:48px 0!important}
  body.home-premium #loan-programs .loan-programs-heading>p{display:none!important}
  body.home-premium #loan-programs .loan-program-card{
    display:grid;grid-template-columns:32px minmax(0,1fr);column-gap:14px;row-gap:6px;
    align-items:start;padding:20px!important;
    min-height:0!important;align-content:start;grid-auto-rows:auto;
  }
  body.home-premium #loan-programs .loan-program-card .loan-icon{grid-column:1;grid-row:1 / span 3;margin:2px 0 0;width:32px;height:32px}
  body.home-premium #loan-programs .loan-program-card :is(h3,p,.loan-card-link-text){grid-column:2;margin:0}
  body.home-premium #loan-programs .loan-program-card h3{font-size:18px!important;line-height:1.3}
  body.home-premium #loan-programs .loan-program-card p{font-size:15px;line-height:1.5}
  body.home-premium #loan-programs .loan-program-card .loan-card-link-text{margin-top:4px}

  /* Advisor: portrait spans the four text rows; actions span both columns. */
  body.home-premium #your-advisor{padding:40px 0!important}
  body.home-premium #your-advisor .advisor-intro{
    grid-template-columns:96px minmax(0,1fr)!important;justify-items:start!important;
    align-items:center;column-gap:16px!important;row-gap:0!important;text-align:left!important;padding:0!important;
  }
  body.home-premium #your-advisor .advisor-photo{
    grid-column:1;grid-row:1 / span 4;
    width:96px!important;height:120px!important;max-width:96px!important;aspect-ratio:auto!important;
    object-fit:cover!important;object-position:center 18%!important;border-radius:12px!important;
  }
  body.home-premium #your-advisor .advisor-copy{display:contents}
  body.home-premium #your-advisor :is(.advisor-kicker,.advisor-copy h2,.advisor-role,.advisor-credentials){
    grid-column:2;min-width:0;text-align:left!important;margin:0!important;
  }
  body.home-premium #your-advisor .advisor-copy h2{font-size:28px!important;line-height:1.1}
  body.home-premium #your-advisor .advisor-role{font-size:14px}
  body.home-premium #your-advisor .advisor-copy>p[data-i18n="advisorText"]{display:none!important}
  body.home-premium #your-advisor .advisor-actions{grid-column:1 / -1;display:flex;flex-direction:column;align-items:stretch;width:100%;margin-top:20px}
  body.home-premium #your-advisor .advisor-direct-contact{width:100%}
  body.home-premium #your-advisor .advisor-actions :is(.button,.advisor-wechat){width:100%;min-height:44px;justify-content:center}

  /* Calculators: retain all four tool links in two columns. */
  body.home-premium #scenario-tools{padding:48px 0!important}
  body.home-premium #scenario-tools .scenario-tools-wrap{gap:20px}
  body.home-premium #scenario-tools :is(.eyebrow,.scenario-tools-copy>p:not(.eyebrow),.scenario-tools-actions){display:none!important}
  body.home-premium #scenario-tools .scenario-tools-copy h2{font-size:26px;line-height:1.2;margin:0}
  body.home-premium #scenario-tools .scenario-tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:12px}
  body.home-premium #scenario-tools .scenario-tool-card{padding:16px!important;min-height:76px;display:flex;align-items:center;border-radius:14px}
  body.home-premium #scenario-tools .scenario-tool-card :is(span,small){display:none}
  body.home-premium #scenario-tools .scenario-tool-card strong{font-size:16px;line-height:1.3;margin:0}

  /* Office: preserve both photographs, captions, and the address. */
  body.home-premium #visit-office{padding:48px 0!important}
  body.home-premium #visit-office .visit-office-wrap{gap:20px}
  body.home-premium #visit-office .visit-office-header>p:not(.eyebrow){display:none!important}
  body.home-premium #visit-office .visit-office-header h2{font-size:26px;line-height:1.2}
  body.home-premium #visit-office .local-office-card{padding:16px;gap:12px}
  body.home-premium #visit-office .office-detail-item:nth-child(n+2){display:none!important}
  body.home-premium #visit-office .office-detail-item{padding:8px 0 0}

  /* Contact: retain the accessible section title and all form behavior. */
  body.home-premium #contact{padding:40px 0 48px!important}
  body.home-premium #contact-title{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip-path:inset(50%);white-space:nowrap;border:0}
  body.home-premium #contact .intake-card{margin-top:0}
  body.home-premium #quick-inquiry-form .intake-step{background:transparent;border:0;padding:0;border-radius:0}
  body.home-premium #quick-inquiry-form .field-error:empty{display:none}

  /* Footer: keep the existing sticky-bar clearance and all legal content. */
  body.home-premium .site-footer{padding-top:48px!important}
  body.home-premium .site-footer .footer-tagline{display:none!important}
  body.home-premium .footer-grid{gap:24px!important}
  body.home-premium .footer-brand-name{font-size:20px}
  body.home-premium .site-footer :is(.footer-company address,.footer-contact .footer-list,.footer-contact .office-hours p){font-size:15px}
  body.home-premium .site-footer .footer-licensing{display:flex;flex-wrap:wrap;align-items:center;gap:12px}
  body.home-premium .site-footer .footer-licensing :is(h2,p){flex:0 0 100%;margin:0}
  body.home-premium .site-footer .social-links{margin:0}
  body.home-premium .footer-bottom{gap:16px}
  body.home-premium .site-footer .legal-copy{font-size:13px;line-height:1.55}
}

/* Reviews continue the programs surface; the advisor retains its existing paper. */
body.home-premium #reviews{margin:0;padding:52px 0!important;background:var(--es-paper);scroll-margin-top:105px}
body.home-premium #reviews .trust-proof-panel{display:grid;grid-template-columns:220px minmax(0,1fr);align-items:start;gap:16px 32px;margin:0;padding:32px;background:var(--es-surface);color:var(--es-navy);border:1px solid var(--es-line);border-radius:20px;box-shadow:none}
body.home-premium #reviews .trust-proof-summary{grid-row:1 / span 2;gap:4px;min-width:0}
body.home-premium #reviews .review-stars{margin:0;color:#B8322A}
body.home-premium #reviews-title{margin:0;font-size:28px;line-height:1.15;color:var(--es-navy)}
body.home-premium #reviews .trust-proof-quotes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px;min-width:0}
body.home-premium #reviews blockquote{margin:0;padding:0;border:0;border-radius:0;background:none;color:var(--es-navy);font-size:16px;line-height:1.6}
body.home-premium #reviews blockquote span:last-child{display:inline-block;margin-top:8px;color:var(--es-muted);font-size:12px}
body.home-premium #reviews .trust-proof-actions{grid-column:2;display:flex;justify-content:flex-end;align-self:end;white-space:normal}
body.home-premium #reviews .trust-proof-actions .text-link{display:inline-flex;align-items:center;min-height:44px;color:#B8322A;font-size:14px;font-weight:500;text-decoration:underline}
body.home-premium #reviews .trust-proof-actions .text-link:hover{color:var(--es-navy)}
@media(min-width:721px) and (max-width:1020px){
  body.home-premium #reviews .trust-proof-panel{grid-template-columns:minmax(0,1fr)}
  body.home-premium #reviews .trust-proof-summary{grid-row:auto}
  body.home-premium #reviews .trust-proof-actions{grid-column:1}
}
@media(max-width:720px){
  body.home-premium #reviews{padding:0 0 48px!important;scroll-margin-top:81px}
  body.home-premium #reviews .trust-proof-panel{grid-template-columns:minmax(0,1fr);padding:20px;gap:16px;border-radius:20px}
  body.home-premium #reviews .trust-proof-summary{grid-row:auto}
  body.home-premium #reviews-title{font-size:22px}
  body.home-premium #reviews .trust-proof-quotes{grid-template-columns:minmax(0,1fr);gap:16px}
  body.home-premium #reviews .trust-proof-actions{grid-column:1;justify-content:flex-start}
}

/* Claude review pass (2026-10-29) */
@media(min-width:721px){
  /* Programs: the eligibility note sits directly under the tabs. */
  body.home-premium #loan-programs .loan-programs-heading{max-width:780px}
  body.home-premium #loan-programs .loan-programs-heading p{text-wrap:pretty}
  body.home-premium #loan-programs .program-eligibility-note{margin:16px 0 24px}
  /* Office: heading block shares the card's left edge instead of centering at 760px. */
  body.home-premium #visit-office .visit-office-header{justify-self:start;margin-inline:0;max-width:760px;text-align:left}
  body.home-premium #visit-office .visit-office-header h2{text-wrap:balance}
  body.home-premium #visit-office .visit-office-header p:not(.eyebrow){margin-left:0}
}
@media(min-width:1021px){
  /* Reviews: neighbouring paper sections supply the 112px rhythm; the anchor still lands where it did. */
  body.home-premium #reviews{padding:0!important;scroll-margin-top:157px}
  body.home-premium #reviews .trust-proof-panel{grid-template-columns:300px minmax(0,1fr);row-gap:12px;padding:32px 40px}
  body.home-premium #reviews .trust-proof-summary{grid-column:1;grid-row:1}
  body.home-premium #reviews-title{white-space:nowrap}
  body.home-premium #reviews .trust-proof-quotes{grid-column:2;grid-row:1 / span 2;align-self:start}
  body.home-premium #reviews .trust-proof-actions{grid-column:1;grid-row:2;justify-content:flex-start;align-self:end;margin-bottom:-10px}
}
@media(max-width:720px){
  body.home-premium #loan-programs .program-eligibility-note{margin:12px 0 20px}
}

/* Hero lighter on the right (2026-10-29): desktop only. Text column (0-47%) keeps the same stops;
   darkening eases gradually past the headline so the family scene reads brighter. Mobile untouched. */
@media(min-width:721px){
  body.home-premium .hero-scene{filter:saturate(.86)}
  body.home-premium .hero.hero-viewport-fit .hero-scene-layer::after{background:linear-gradient(90deg,#0E2238 0%,rgba(14,34,56,.95) 25%,rgba(14,34,56,.72) 47%,rgba(14,34,56,.48) 56%,rgba(18,40,66,.26) 68%,rgba(22,49,79,.13) 84%,rgba(22,49,79,.06) 100%)!important}
}

/* Design polish (2026-10-30) */
/* Hero CTAs: one size, one radius; the secondary is an outline on the dark hero, with no blur box behind it. */
body.home-premium .hero.hero-viewport-fit .hero-actions .button{box-sizing:border-box;min-height:52px;padding:0 28px;border-width:1.5px!important;border-radius:12px;font-size:16px;line-height:1.25;font-weight:600;text-decoration:none}
body.home-premium .hero.hero-viewport-fit .hero-actions .button.secondary{border:1.5px solid rgba(255,255,255,.8)!important;background:transparent!important;color:#fff!important;box-shadow:none!important;-webkit-backdrop-filter:none!important;backdrop-filter:none!important}
body.home-premium .hero.hero-viewport-fit .hero-actions .button.secondary::before{display:none}
body.home-premium .hero.hero-viewport-fit .hero-actions .button.secondary:hover{background:rgba(255,255,255,.12)!important;border-color:#fff!important}
body.home-premium .hero.hero-viewport-fit :is(.hero-actions .button,.mobile-hero-actions .mobile-cta):focus-visible{outline-color:#fff}
/* Programs: tabs + one disclosure. The live status is for screen readers only. */
body.home-premium #loan-programs .program-status-sr{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip-path:inset(50%);white-space:nowrap;border:0}
body.home-premium #loan-programs .program-index{margin-top:32px;padding-top:8px;border-top:1px solid var(--es-line)}
body.home-premium #loan-programs .program-index summary{display:inline-flex;align-items:center;gap:10px;min-height:44px;cursor:pointer;list-style:none;color:var(--es-navy);font-size:15px;font-weight:600;text-decoration:underline;text-underline-offset:4px}
body.home-premium #loan-programs .program-index summary::-webkit-details-marker{display:none}
body.home-premium #loan-programs .program-index summary::after{content:"";width:7px;height:7px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:translateY(-2px) rotate(45deg);transition:transform .2s ease}
body.home-premium #loan-programs .program-index[open] summary::after{transform:translateY(2px) rotate(-135deg)}
body.home-premium #loan-programs .program-index summary:hover{color:#B8322A}
body.home-premium #loan-programs .program-index summary:focus-visible{outline-color:var(--es-red)}
body.home-premium #loan-programs .program-index-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 32px;margin:8px 0 0;padding:0;list-style:none}
body.home-premium #loan-programs .program-index-list a{display:flex;align-items:center;min-height:44px;padding:6px 0;border-bottom:1px solid var(--es-line);color:#B8322A;font-size:15px;line-height:1.4;text-decoration:none}
body.home-premium #loan-programs .program-index-list a:hover{text-decoration:underline}
@media(min-width:721px) and (max-width:1000px){
  body.home-premium #loan-programs .program-index-list{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:720px){
  /* Mobile first screen: the primary inquiry CTA and Text/Call sit directly under the hero text, before the goal cards. */
  body.home-premium .hero.hero-viewport-fit .mobile-hero-actions{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:10px!important;margin:0 0 24px!important}
  body.home-premium .hero.hero-viewport-fit .mobile-hero-actions .mobile-cta{box-sizing:border-box;min-height:48px!important;border:1.5px solid rgba(255,255,255,.8)!important;border-radius:12px!important}
  body.home-premium .hero.hero-viewport-fit .mobile-hero-actions .mobile-cta.mobile-inquiry-cta{grid-column:1 / -1;background:var(--es-red)!important;border-color:var(--es-red)!important;font-size:16px!important;font-weight:600!important}
  body.home-premium .hero.hero-viewport-fit .mobile-hero-actions .mobile-cta.mobile-inquiry-cta:hover{background:#B8322A!important;border-color:#B8322A!important}
  body.home-premium #loan-programs .program-index{margin-top:24px}
  body.home-premium #loan-programs .program-index-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 16px}
  body.home-premium #loan-programs .program-index-list a{font-size:14px}
}

/* Header logo animation (homepage only, assets/js/east-star-header-logo.js). The <img> stays visible and
   reserves its box (CLS 0); the script lays an inline SVG over it and crossfades the <img> out on its own
   first frames. No script (reduced motion, slow start, JS error): the static <img> is simply the logo. */
body.home-premium [data-header-logo]{position:relative}
body.home-premium [data-header-logo] .hl-svg{position:absolute;overflow:visible;pointer-events:none}


/* Review pass (2026-11-04): original two review quotes, contact steps, calmer consent banner, full card copy. */
body.home-premium #reviews .trust-proof-quotes{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
@media(min-width:721px) and (max-width:1020px){body.home-premium #reviews .trust-proof-quotes{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:720px){body.home-premium #reviews .trust-proof-quotes{grid-template-columns:minmax(0,1fr);gap:16px}}

body.home-premium .contact-intro{display:grid;gap:20px;align-content:start;max-width:560px}
body.home-premium .contact-intro .contact-lead{margin:0;font-size:18px;line-height:1.55;color:var(--es-muted);text-wrap:pretty}
body.home-premium .contact-steps{list-style:none;counter-reset:step;margin:4px 0 0;padding:0;display:grid;gap:14px}
body.home-premium .contact-steps li{position:relative;display:grid;gap:4px;padding:0 0 0 56px;counter-increment:step}
body.home-premium .contact-steps li::before{content:counter(step);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--es-navy);color:#fff;font-size:15px;font-weight:700}
body.home-premium .contact-steps strong{font-size:18px;font-weight:600;color:var(--es-navy);line-height:1.3}
body.home-premium .contact-steps span{font-size:15px;line-height:1.55;color:var(--es-muted)}
body.home-premium .contact-direct{padding-top:18px;border-top:1px solid var(--es-line)}
body.home-premium .contact-direct p{margin:0;font-size:15px;line-height:1.55;color:var(--es-muted)}
body.home-premium .contact-direct p:first-child{font-size:18px;color:var(--es-navy)}
body.home-premium .contact-direct a{color:var(--es-navy);font-weight:700;text-decoration:underline;text-underline-offset:3px}
@media(max-width:720px){body.home-premium .contact-intro{max-width:none;gap:16px}body.home-premium .contact-steps li{padding-left:48px}body.home-premium .contact-steps li::before{width:34px;height:34px;font-size:14px}}

body.home-premium #loan-programs .loan-program-card p{display:block;-webkit-line-clamp:unset;overflow:visible}

@media(min-width:721px){
  html body.home-premium .ads-consent-banner.ads-consent-slim{left:auto;right:16px;bottom:16px;max-width:560px;margin:0;padding:10px 12px 10px 16px;grid-template-columns:minmax(0,1fr) auto;gap:12px;align-items:center;border-radius:12px;box-shadow:0 12px 32px rgba(6,27,49,.16)}
  html body.home-premium .ads-consent-banner.ads-consent-slim .ads-consent-summary{display:block;min-height:44px;margin:0;padding:0;border:0;background:none;color:var(--es-navy);font:600 14px/1.3 "Manrope",sans-serif;text-align:left;cursor:pointer}
  html body.home-premium .ads-consent-banner.ads-consent-slim .ads-consent-more{text-decoration:underline;text-underline-offset:2px;white-space:nowrap;font-weight:500}
  html body.home-premium .ads-consent-banner.ads-consent-slim:not(.is-expanded) .ads-consent-copy{display:none}
  html body.home-premium .ads-consent-banner.ads-consent-slim.is-expanded .ads-consent-copy{display:block;grid-column:1 / -1;padding-top:4px}
  html body.home-premium .ads-consent-banner.ads-consent-slim .ads-consent-copy strong{display:block;margin:0 0 4px;font-size:13px}
  html body.home-premium .ads-consent-banner.ads-consent-slim .ads-consent-copy p{display:block;font-size:13px;line-height:1.5}
  html body.home-premium .ads-consent-banner.ads-consent-slim .ads-consent-actions{grid-column:2;grid-row:1}
  html body.home-premium .ads-consent-banner.ads-consent-slim .ads-consent-button{min-height:40px;padding:0 14px;font-size:13px}
}


/* Today's rates flyer (2026-11-04). Hidden until /rates/today.json publishes a flyer. */
body.home-premium .today-rates-section{padding:72px 0;background:var(--es-paper)}
body.home-premium .today-rates-grid{display:grid;grid-template-columns:minmax(0,1fr) 400px;gap:48px;align-items:center}
body.home-premium .today-rates-copy{display:grid;gap:16px;max-width:560px}
body.home-premium .today-rates-copy h2{margin:0;font-size:36px;line-height:1.15;color:var(--es-navy)}
body.home-premium .today-rates-copy h2 time{white-space:nowrap}
body.home-premium .today-rates-copy p{margin:0;font-size:17px;line-height:1.6;color:var(--es-muted)}
body.home-premium .today-rates-actions{display:flex;flex-wrap:wrap;gap:12px 20px;align-items:center;margin-top:4px}
body.home-premium .today-rates-actions .text-link{color:#B8322A;font-size:14px;font-weight:500;text-decoration:underline;text-underline-offset:3px}
body.home-premium .today-rates-disclaimer{font-size:13px;line-height:1.5;color:var(--es-muted);padding-top:12px;border-top:1px solid var(--es-line)}
body.home-premium .today-rates-flyer{margin:0}
body.home-premium .today-rates-flyer a{display:block;border:1px solid var(--es-line);border-radius:12px;overflow:hidden;background:#fff;box-shadow:0 18px 40px rgba(6,27,49,.10)}
body.home-premium .today-rates-flyer img{display:block;width:100%;height:auto}
@media(max-width:1020px){body.home-premium .today-rates-grid{grid-template-columns:minmax(0,1fr) 320px;gap:32px}}
@media(max-width:720px){body.home-premium .today-rates-section{padding:48px 0}body.home-premium .today-rates-grid{grid-template-columns:minmax(0,1fr);gap:24px}body.home-premium .today-rates-copy h2{font-size:28px}body.home-premium .today-rates-flyer{max-width:420px}}


/* Mobile pass (2026-11-04): consent pill after scroll, 13px minimum text, 44px tap targets, compact cards. */
html body .ads-consent-banner.ads-consent-slim.is-collapsed{left:auto;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));max-width:none;width:auto;margin:0;padding:0;grid-template-columns:auto;gap:0;border-radius:999px;box-shadow:0 8px 24px rgba(6,27,49,.18)}
html body .ads-consent-banner.ads-consent-slim.is-collapsed .ads-consent-copy,
html body .ads-consent-banner.ads-consent-slim.is-collapsed .ads-consent-actions{display:none}
html body .ads-consent-banner.ads-consent-slim.is-collapsed .ads-consent-summary{display:block;grid-row:auto;grid-column:auto;min-height:40px;padding:0 14px;border:0;background:none;color:var(--es-navy);font:600 13px/40px "Manrope",sans-serif;white-space:nowrap;cursor:pointer}
@media(max-width:720px){
  html body .ads-consent-banner.ads-consent-slim.is-collapsed{bottom:calc(84px + env(safe-area-inset-bottom,0px))}
  body.home-premium .goal-choice small,body.home-premium .premium-hero-proof span,body.home-premium .trust-strip,body.home-premium .trust-strip span{font-size:13px}
  body.home-premium #reviews blockquote span:last-child{font-size:13px}
  body.home-premium .site-footer a{display:inline-block;padding:6px 0}
  body.home-premium #loan-programs .loan-program-card{padding:18px 18px 16px;border-radius:14px}
  body.home-premium #loan-programs .loan-program-card h3{font-size:18px;margin-bottom:6px}
  body.home-premium #loan-programs .loan-program-card p{font-size:14px;line-height:1.5}
  body.home-premium #loan-programs .loan-card-link-text{display:inline-block;min-height:40px;line-height:40px}
}

@media(max-width:720px){
  body.home-premium :is(.premium-eyebrow,.eyebrow,.advisor-kicker,.form-kicker,.wechat-modal-kicker,.advisor-credentials,.office-detail-item strong,.premium-license-band p){font-size:13px!important}
}