Personalized Mortgage Guidance
Every borrower scenario is different. We help structure financing based on your goals, income profile, and timeline.
Let’s help you Buy Your First Home
Mortgages for the Life You're Building
Clear Mortgage Guidance for Your Next Chapter
Get clear next steps before a credit pull or document upload.
4.9★ Google Rating • Licensed California Mortgage Company • English / Cantonese / Mandarin
Whether you're buying your first home, refinancing, or expanding your investment portfolio, East Star Mortgage is here to help guide the next chapter.
4.9★ Google Rating
Licensed California Mortgage Company
English / Cantonese / Mandarin • Secure Intake
4.9★Google Rating
3 LanguagesEnglish / Cantonese / Mandarin
San GabrielCalifornia mortgage team
Quick loan paths
What kind of mortgage do you need?
DSCR LoansRental property cash-flow loans
Bank StatementFor self-employed borrowers
Foreign NationalOverseas buyer scenarios
Jumbo LoansHigher-value California homes
Personal guidance
Questions? Text us anytime.
Tell us if you are buying, refinancing, investing, or self-employed. We’ll help you understand the next step.
Why California Borrowers Choose East Star
Personalized mortgage guidance for California homebuyers, homeowners, and real estate investors.
A boutique mortgage advisor experience with clear communication, practical loan options, and modern tools.
Self-Employed & Investor Friendly
Bank statement, DSCR, jumbo, and complex borrower scenarios welcome.
English • 廣東話 • 普通話
Clear communication and support throughout the mortgage process.
Secure & Modern Process
Secure upload portal, digital application tools, and responsive support.
5★ Google Reviews
“Dale guided me efficiently through pre-approval, property inspection, negotiation for price reduction, and more… I end up closing escrow in exactly 30 days.”
Alvin W. · Google Review · a year ago
“They were incredibly helpful and transparent about all the fees involved… Best of all, I received the funds in just 10 days!”
Chen J. · Google Review · a year ago
Loan Programs
Focused mortgage options for purchase, refinance, investment property, and non-traditional income scenarios.
Purchase
Buy your next California home with clear guidance from pre-approval to closing.
Learn about Purchase →Refinance
Review your mortgage and see whether refinancing can improve payment, term, cash flow, or equity strategy.
Learn about Refinance →FHA Loans
Flexible primary-residence financing for eligible buyers who need lower down payment or more forgiving credit guidelines.
Learn about FHA Loans →Jumbo Loans
Financing for higher-value California homes that exceed standard conforming loan limits.
Learn about Jumbo Loans →DSCR Loans
Investment property financing focused on rental income and property cash flow instead of traditional personal income.
Learn about DSCR Loans →Bank Statement Loans
A practical path for self-employed borrowers and business owners whose deposits better reflect real income.
Learn about Bank Statement Loans →Foreign National Loans
Mortgage guidance for eligible overseas buyers and borrowers with foreign income or limited U.S. credit history.
Learn about Foreign National Loans →Non-QM Loans
Flexible mortgage solutions for borrowers who do not fit standard agency guidelines.
Learn about Non-QM Loans →Non-Warrantable Condo Loans
Condo financing options when the building or HOA does not meet standard warrantable guidelines.
Learn about Non-Warrantable Condo Loans →Bridge Loans
Short-term financing designed to help bridge timing gaps, purchase opportunities, or transition plans.
Learn about Bridge Loans →Construction Loans
Financing options for building, major renovation, and property improvement projects.
Learn about Construction Loans →Plan your next step
Use the right tool, then send us the scenario.
Start with a quick estimate for payment, affordability, DSCR, refinance savings, or bank-statement income. If the numbers look close, send the result and we’ll review the next step with you.
Local Office & Team
Local San Gabriel presence. Real mortgage support.
Meet with our San Gabriel mortgage team by appointment for clear, personal guidance in English, Cantonese, or Mandarin.
San Gabriel Office
1045 E Valley Blvd #A109
San Gabriel, CA 91776
San Gabriel, CA 91776
Languages
English / Cantonese / Mandarin support
Consultations
In-person or virtual meetings by appointment
Ready to plan?
Ready for a clearer mortgage plan?
Start with a focused consultation. We’ll help you understand options, documents, timing, and the cleanest next step for your scenario.
