Let’s help you Buy Your First Home

Your Homeownership Journey Starts Here.

East Star Mortgage helps families buy, refinance, and move forward with confidence — with real guidance, not just rates.

English / Cantonese / Mandarin Flexible Mortgage Solutions Personalized Support

Trusted by local families

Real guidance. Real client experience.

Hear from California homeowners, buyers, and investors.

Hundreds+of Families Helped 4.9★Google Rating
“Made the whole process so much easier… moved quickly and explained everything clearly.”
— Cynthia Chang, Google review
“Professionalism in every step of the loan application exceeds my expectation.”
— Alvin Wong, Google review
“Excellent customer service throughout the whole process.”
— Google review

Loan Programs

Flexible financing solutions for homeowners, investors, and self-employed borrowers.

Conventional Loans

Competitive financing for primary residences and second homes.

Ideal for:
  • Primary residence buyers
  • Second-home purchases
  • Strong credit borrowers

Jumbo Loans

Flexible solutions for high-value California properties.

Ideal for:
  • High-value California homes
  • Larger loan amounts
  • Move-up buyers

Non-QM Loans

Alternative income documentation for unique financial situations.

Ideal for:
  • Non-traditional income
  • Complex borrower profiles
  • Flexible documentation needs

DSCR Loans

Investment property financing based on rental income.

Ideal for:
  • Rental property investors
  • Cash flow qualification
  • LLC ownership eligible

Bank Statement Loans

Designed for self-employed borrowers and business owners.

Ideal for:
  • Self-employed borrowers
  • Business owners
  • Bank statement income review

Condo Financing

Including non-warrantable condo solutions.

Ideal for:
  • Condo buyers
  • Non-warrantable condos
  • Investor or owner-occupied units

Bridge Loans

Fast and flexible short-term financing solutions for purchases, transitions, and investment opportunities.

Ideal for:
  • Real estate investors
  • Short-term bridge financing
  • Purchase, transition, or investment opportunities

Construction Loans

Financing options for building, renovation, and property improvement projects.

Ideal for:
  • Ground-up construction
  • Major renovation projects
  • Builder and investor scenarios

Ready to plan?

Let’s plan your next mortgage step.

Purchase, refinance, pre-approval, self-employed income, investment property, or simply a second opinion — start with a quick conversation.

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No credit pull required for an initial conversation. Do not submit Social Security numbers or sensitive documents here. We typically respond within one business day.

Company NMLS #338096