First-Time Home Buyers
Clear pre-approval guidance, payment review, document planning, and purchase timeline support.
Southern California Mortgage Brokerage
East Star Mortgage is a San Gabriel mortgage brokerage working with homebuyers, refinancing homeowners, and real estate investors across Southern California.
How We Help
East Star Mortgage was built to help California borrowers make sense of changing rates, guidelines, and loan options. We start with the borrower, the property, and the documentation — then explain which loan paths are worth considering.
Our team works with first-time buyers, self-employed borrowers, real estate investors, and clients with more complex income or asset profiles. Conventional loans are only one part of the conversation. Bank statement loans, DSCR loans, jumbo financing, FHA, foreign national, and Non-QM programs may also be worth reviewing.
Who We Typically Help
We work with clients who want direct communication, realistic numbers, and a careful review of available loan programs before they move forward.
Clear pre-approval guidance, payment review, document planning, and purchase timeline support.
Review of bank statement loans and other documentation options for business owners and independent earners.
DSCR loan review and financing structures for rental properties, cash flow, and portfolio growth.
Help reviewing income, asset, and documentation questions for non-U.S. borrower profiles.
Bilingual support available in English and Chinese for Southern California’s diverse communities.
Non-QM, jumbo, bank statement, DSCR, and other options for borrowers who do not fit a standard loan box.

Local Office
Our San Gabriel office gives clients a place to review numbers, documents, loan programs, and next steps with a real person — in English or Chinese.
Need a practical review of your loan options?
Whether you are buying, refinancing, investing, or qualifying with non-traditional income, East Star Mortgage can review the numbers and explain the available loan paths.